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Real-World ObamaCare Scare in AZ

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Posted on November 13 2010 10:00 pm
Divorced Dad of three. Collection A.V.P. by day, humor/political blogger after the evening dishes. Looking for hot/wealthy/uber-lifted Scottsdale Granny for hi-jinks, hiking, and Saturday-morning coffee. Is this e-harmony?
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In my “real” (meaning income-producing) life I run the Southwestern hub for a Midwest-based national corporation. Actually I just manage a small collection site, but I like the way that first sentence sounds – and it reads better on E-Harmony, too.

To make sure the operation is running smoothly my boss flies down every quarter or so, and in between his outside business meetings (golf) we catch up on the “state of the company.”

Unlike GM, or the Federal Government, we have to turn a profit to stay in business, so when we were struggling a couple of years back we had to lay people off, cut salaries, invest the money we did have in new technologies and practices, and in general had to be extremely creative and forward-thinking just to keep the doors open.

After many painful months, we are now smaller but profitable – we kept our core group of employees, and thanks to their loyalty and hard work we (and they) are now doing very well indeed.

But the specter of interference from Washington D.C. is always lurking around the next corner, and sure enough, after our latest “pat-ourselves-on-the-back” session of this last week, my Leader’s face got grave. I could tell something was stuck in his craw. I waited for him to speak:

We’re going to have to do something with our health insurance on our next renewal date. Because of all the ObamaCare mandates, our premium is scheduled to go up (confidential) % the first part of the year.

We’re going to look at some other options, but it’s hard to get away from all the regulations and paperwork. We’ve always believed in employer-based coverage, and we’ve always thought it to be a good practice to cover half your premiums, but we can’t sustain this sort of rate increase – and it looks like it’s only going to get worse.

No less an authority than The Heritage Foundation agrees with him. In the November 10th installment of The Morning Bell, author Conn Carroll outlines the fiscal insanity of Barry O’s draconian policies:

In just the past year, the federal agencies under President Barack Obama’s control have already promulgated 43 new rules which the Obama administration itself estimated will cost the U.S. economy $26.5 billion a year. And President Obama is just getting warmed up. The 2,319 page financial regulation bill requires 243 new formal rule-makings by 11 different federal agencies. The 2,700 page Obamacare bill contains more than 1,000 instances where Congress instructed HHS Secretary Kathleen Sebelius to regulate the health care industry.

So what happens when an all-powerful “agency” inhibits the ability of a private business to make money? Yup – the business hunkers down – it anticipates the worst – and usually doesn’t expand or invest in new employees. It also usually raises the price of whatever it’s selling so that it doesn’t go under while it’s waiting to find out what’s going to happen next.

Which directly translates to our insurer’s rate increase. Funny how “good intentions” based on high-falutin’ theories only seem to damage average working people – and the companies that employ them.

I am sure the brain trust up at the main office will find a way to work through this “problem” – they always do. But we all need to ask ourselves:

How many times can a business that isn’t dining at the government trough keep getting hit – before it decides it just isn’t very much fun getting hurt any more?

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