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Rebuttal of the Day: Forsmark Defends His Pre-Existing Condition Argument

Posted on October 12 2009 5:30 pm
David Swindle is the Managing Editor of NewsReal Blog and the Associate Editor of FrontPage Magazine. Follow him on Twitter here
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This is not your sister. It's just a metaphor to help understand the issue.

This is not your sister. It's just a metaphor to help understand the issue.

In Part 8 of “Meltdown with Keith Olbermann” one commenter took David Forsmark’s metaphor of insuring a “wrecked car” a little too personally:

Kennon Bouldin

I’m going to be honest with you. I want to say this up front: I strongly disagree with the majority of what Keith Olbermann says. But… “We all understand why we can’t buy insurance on a car we’ve already wrecked…” My sister has diabetes. She do not have health insurance because of her preexisting condition. Are you seriously suggesting that my sister is a “wrecked car”? That because we were unfortunate enough to not have health insurance, she is not worth taking care of? I’ll be honest. I don’t know what can be done about health insurance. But my family that has worked hard for everything we have, for a long time, just are hardly able to support ourselves. That analogy is inexact and mean-spirited.

Forsmark replied:

David Forsmark
Quantcast Hey, my point was an economic one. That if the ONLY reform passed is getting rid of the ability to screen for pre-existing conditions, no one will buy health insurance until they need it, the price will go up, to a non-sustainable level, and we WILL get socialized medicine. There should be risk pools created like there is for car insurance, there are also employers big enough that all their insurance company does is take the claims each year and ad administrative costs, so it doesn’t matter to an individual.

No one called your sister a “wrecked car.” Taking an example we all understand about how insurance really works personally is a bit much. Calling everyone insensitive, especially Jack who was trying to engage you and help you, is over sensitive.

One other point, we all understand the role deductibles pay in car insurance, but act like our rights are being trampled if we have to pay for an office visit or 10 bucks for a prescription. Imagine what your car premium would be, if you could get every scratch or ding fixed for free. Body shop guys would make doctors look poor, and the President would be saying “the current amount we spend on car repairs as a country is unsustainable.”

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